| BENEFITS/PERSON | BASIC | DELUXE | ELITE |
|---|---|---|---|
| Accidental Death and Disablement | 500,000.00 | 1,000,000.00 | 2,000,000.00 |
| Unprovoked Murder and Assault | 500,000.00 | 1,000,000.00 | 2,000,000.00 |
| Accidental Medical Reimbursement | 50,000.00 | 100,000.00 | 200,000.00 |
| Accidental Burial Benefit | 50,000.00 | 100,000.00 | 200,000.00 |
| Cash Assistance Benefit (Natural Death) | 50,000.00 | 100,000.00 | 200,000.00* |
| Daily Hospital Income (Accident or Illness, max of 30 days) | 500/day | 1000/day | 2000/day |
| Personal Liability | 50,000.00 | 100,000.00 | 200,000.00 |
| Personal Liability | 50,000.00 | 100,000.00 | 200,000.00 |
| Annual Premium/Person (Inclusive of Taxes) | 1,250.00 | 2,500.00 | 5,000.00 |
*Subject to evaluation of insurer. Initially, the enrollee is covered 100,000 for the Cash Assistance Benefit
ACCIDENTAL DEATH
Pays up to the sum insured in the event of death or permanent disablement due to an accident.
ACCIDENTAL MEDICAL REIMBURSEMENT
Pays for medical expenses incurred due to accidental bodily injury.
UNPROVOKED MURDER AND ASSAULT DEATH
Pays for death or permanent disablement sustained as a direct result of the insured being a victim of Unprovoked Murder or Assault.
ACCIDENTAL BURIAL BENEFIT
Pays for the funeral expenses incurred following an accidental death.
CASH ASSISTANCE BENEFIT (NATURAL DEATH)
Pays for fixed financial assistance in the event of natural death provided that maternity, AIDS, and suicide are not covered under the plan. Pre-existing conditions are covered, provided the insured being continuously covered for (2) two-year policy period. Existing members with a gap of two (2) months shall be considered new members.
DAILY HOSPITAL INCOME (DUE TO ACCIDENT OR ILLNESS)
Pays for the daily allowance to the insured as a result of accident or illness hospital confinement up to a maximum of 30 days provided that Pregnancy, Aids, Self-Inflicted injury or illness, suicide, alcoholism, drug abuse, and Communication Disease are excluded from this program. Pre-existing conditions are covered, provided the insured being continuously covered for (2) two-year policy period. Existing members with a gap of two (2) months shall be considered as new members.
PERSONAL LIABILITY
The Company will pay the insured for costs and expenses, which the insured may be obligated to pay for the bodily injury or property damage incurred by the third party as a result of negligence.
PRE-EXISTING CONDITIONS
This means medical conditions (sickness/illness) which were in any way evident to the Insured before the effectivity of the Policy or the natural history/pathogenesis of such condition can be clinically determined that the Insured is covered for two (2) yearpolicy period, whether or not the Insured is aware of such sickness, or for which the Insured received treatment, or have consulted a physician for treatment or have been taking medications.